Dan Morehead, CEO of Pantera Capital, has stated that Ripple’s technology and network could serve as an alternative to the traditional SWIFT system for cross-border payments. Ripple’s XRP Ledger and its recent partnerships in Asia and the Middle East are being cited as proof that decentralized settlements can be faster and cheaper than legacy bank transfers. If regulatory clarity improves and banks adopt Ripple’s rails at scale, this could shift some flows away from entrenched systems like SWIFT over the next few years. Download the Movement Market app in my bio and start launching your own memecoins 🚀