It doesn’t matter if you earn $2k or $20k per month... without a plan, money slips away.

The key isn’t copying someone else’s budget but finding a system that aligns with your income, habits, and goals.

Once you match the right plan to your lifestyle, you stop stressing about money and start building financial control.

Here are some examples:

1. Zero-Based Budgeting - Every single dollar you make is given a job.

The aim of a zero-based budget is to make sure that your income MINUS (expenses/investments/savings) equals zero every month.

So if you make $3k in a month, you will plan out where every dollar will go.

2. 50/40/10 Aggressive Wealth Budget

This is a great plan for high-income earners who want to build wealth and aim for early retirement.

50% of Income - NEEDS (rent, car, etc)

40% of Income - INVESTMENTS

10% of Income - WANTS (vacation, movies, etc)

3. The Reverse Budget

This plan takes a "pay yourself first" approach. It offers the most flexibility.

Instead of focusing on monthly expenses, it focuses on what really matters for your future: investing.

Example: Investing 20% of all income and then live on whats left.

4. The Cash Envelope Method

Step 1: Plan out your expenses.

Step 2: Take out all of your money in cash

Step 3: Separate the cash into different envelopes for different categories.

Step 4: You can only spend what is in the envelopes.

This plan is great for over-spenders.

5. 50/30/20 Budget Plan

This popular budget plan has more flexibility baked in.

The idea is that you'd divide your monthly after-tax income into the following categories:

- 50% Needs (Housing/Car/Food)

- 30% Wants (Vacation/Movies/Bar)

- 20% Saving/Investing/Paying Debt

I built a new AI money tracking tool to help you track your stacking without confusing spreadsheets.

Comment “STACK” and you can try it for free for 90-days.
It doesn’t matter if you earn $2k or $20k per month... without a plan, money slips away. The key isn’t copying someone else’s budget but finding a system that aligns with your income, habits, and goals. Once you match the right plan to your lifestyle, you stop stressing about money and start building financial control. Here are some examples: 🔥 1. Zero-Based Budgeting - Every single dollar you make is given a job. The aim of a zero-based budget is to make sure that your income MINUS (expenses/investments/savings) equals zero every month. So if you make $3k in a month, you will plan out where every dollar will go. 🔥 2. 50/40/10 Aggressive Wealth Budget This is a great plan for high-income earners who want to build wealth and aim for early retirement. 50% of Income - NEEDS (rent, car, etc) 40% of Income - INVESTMENTS 10% of Income - WANTS (vacation, movies, etc) 🔥 3. The Reverse Budget This plan takes a "pay yourself first" approach. It offers the most flexibility. Instead of focusing on monthly expenses, it focuses on what really matters for your future: investing. Example: Investing 20% of all income and then live on whats left. 🔥 4. The Cash Envelope Method Step 1: Plan out your expenses. Step 2: Take out all of your money in cash Step 3: Separate the cash into different envelopes for different categories. Step 4: You can only spend what is in the envelopes. This plan is great for over-spenders. 🔥 5. 50/30/20 Budget Plan This popular budget plan has more flexibility baked in. The idea is that you'd divide your monthly after-tax income into the following categories: - 50% Needs (Housing/Car/Food) - 30% Wants (Vacation/Movies/Bar) - 20% Saving/Investing/Paying Debt 🔥 I built a new AI money tracking tool to help you track your stacking without confusing spreadsheets. Comment “STACK” and you can try it for free for 90-days.
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