Core Principles of Long-Term Investing Wisdom 1. Think Long Term Ignore short-term market noise. The real gains come over decades, not days or quarters. 2. Simplicity Beats Complexity Index funds, understandable businesses, and “buy and hold” strategies outperform intricate tactics over time. 3. Don’t Overtrade Excessive trading kills returns through taxes, fees, and emotional mistakes. Be still and let compounding work. 4. Invest in What You Understand Stick with businesses or funds you can explain in a sentence. Complexity isn’t an edge—it’s a risk. 5. Behavior Matters More Than Brilliance Discipline, patience, and emotional control matter more than intelligence. Time in the market beats timing the market. 6. Passive Investing Wins Over Time Low-cost index funds outperform most active strategies net of fees and taxes. 7. Be Skeptical of Forecasts and Market Timing No one reliably predicts markets. Stick to a process rather than reacting to headlines. 8. Costs and Fees Matter Immensely High fees compound against you. Keep investment costs low to let your returns compound for you. 9. Know Thyself Understand your goals, risk tolerance, and time horizon. A well-matched plan is better than a perfect one you’ll abandon. 10. Let Compounding Work The road is bumpy, but the destination is powerful wealth creation. Stay on course. #LongTermInvesting #IndexFunds #InvestingWisdom #WarrenBuffett #CoffeeCanPortfolio #FinancialIndependence #CharlesEllis #PassiveInvesting #BehavioralFinance #InvestmentDiscipline #CompoundInterest #BuyAndHold #LowCostInvesting #KnowYourself #StayTheCourse